
Real estate financier. AI deployer. Capital strategist.
I run a private mortgage firm from 99 Wall Street, build AI systems that acquire real estate autonomously, and deploy capital into income-producing assets — for myself and for my clients.

By Marc Munoz
Most 23-year-olds are paying off student loans. Marc Munoz has originated over $50 million in structured financing.
This is not a typical business book. It's the unfiltered, profanity-laced account of how a fatherless kid with no money, no connections and an obsession with Rubik's cubes, railroad operations, and Napoleon becomes a millionaire by 23 by reverse-engineering the 'algorithms' of capital and power.
From trading derivatives in high school, to learning python to save a failing trucking company, Marc reveals the frameworks that let him punch far above his weight class.
This is a book about building structures that outlast you. About refusing to fade away.
Whether you're building your first rental portfolio or deploying eight figures discreetly — I have the infrastructure, the financing, and the AI to make it happen.
Off-market, bank-seized, and government properties sourced before public listings — financed through DSCR structures that qualify on cash flow, not income.
Acquire investment properties with minimal out-of-pocket capital, underwritten in seconds by Tranchi.AI — not weeks.
Government-backed rental income from day one, with 2-3 year refinance cycles built in to recycle equity and compound your portfolio.
Full-confidentiality real estate acquisition structured through LLCs, trusts, and private credit — no public records, no exposure.
Convert idle capital into income-producing real estate and private credit — tangible assets that generate returns while you focus on your craft.
Full-service from property identification through closing — you approve, we execute everything else.

99 Wall Street
New York, NY 10005
BBB A+ Rating
Accredited Business
$50M+ Originated
DSCR & Investment Loans
"Next Rockefeller"
WGNO-TV Feature
From contrarian trades to Wall Street — a career built on conviction.
Marc A. Munoz is the Managing Partner of Munoz Ghezlan & Co., a private mortgage firm headquartered at 99 Wall Street in the heart of New York's financial district. The firm specializes in DSCR loans, investment property financing, and AI-powered real estate acquisitions — serving both retail investors building their first portfolios and high-net-worth individuals deploying capital discreetly.
Before real estate, Marc founded The Mississippi Company, a transportation and logistics venture focused on Precision Scheduled Trucking. The operational discipline and systems thinking from that venture carried directly into how he structures deals and builds scalable infrastructure today.
Marc's investment career began at Byzantium Wealth Management, where he developed a contrarian uranium thesis that generated 400%+ appreciation — an early demonstration of his ability to identify asymmetric opportunities before consensus catches up.
At age 20, Marc was profiled by WGNO-TV as “The Next Rockefeller” for his consolidation-driven acquisition strategy modeled after John D. Rockefeller's playbook. The story was picked up by Medium and Digital Journal, bringing national attention to his approach.
His firm has been featured in Forbes, NBC, Yahoo Finance, Huffington Post, and BiggerPockets. Munoz Ghezlan & Co. holds a BBB A+ rating.
Launched his investment career with a contrarian uranium thesis that delivered 400%+ appreciation — an early signal of his ability to identify asymmetric opportunities before the crowd.
Founded a transportation and logistics firm specializing in Precision Scheduled Trucking — building operational infrastructure and revenue before pivoting to real estate finance.
Now serves as Managing Partner of a private mortgage firm headquartered at 99 Wall Street, New York — specializing in DSCR loans, AI-powered property acquisitions, and creative capital structures.
Featured across major publications for pioneering AI-powered real estate acquisition at scale.

The Golden Age of DSCR Loans and the Rise of Marc A. Munoz
“Currently leading his firm, Marc A. Munoz has overseen more than 50 million dollars in DSCR and investment property loan originations.”

How a 400% Trade Launched Marc A. Munoz's $50 Million Loan Business
“From a single trade to building a $50 million private mortgage operation — Marc Munoz's journey is a masterclass in relentless execution.”

Is a New Orleans Teenager the Next Rockefeller?
“At age 20, Marc A. Munoz was profiled as 'The Next Rockefeller' for his consolidation-driven acquisition strategy modeled after John D. Rockefeller's playbook.”

Marc's rapid success in real estate and lending has opened doors at the highest levels. Here he is meeting with U.S. Senator Bill Cassidy — a testament to the recognition his work has earned at a young age.

Whether you're looking to build a rental portfolio, deploy capital discreetly, or explore AI-powered real estate strategies — reach out and let's see if there's a fit.
99 Wall Street, NYC · BBB A+ Rated